Waiting days and total days
An insured person is not ordinarily entitled to sickness benefit for an initial period of two days in the spell of sickness. However, if the spell of sickness follows another spell of sickness for which this benefit was last paid, at an interval of not more than 15 days, there will be no waiting period in the second spell.
Sickness as defined in Section 2(20) means a condition which requires medical treatment and attendance and necessitates abstention from work on medical grounds. As such, the waiting period of two days will count from the day insured person abstains from work on medical grounds and requires medical treatment and attendance on the said days and not merely from the first two days of certified sickness.
If an insured person falls sick after working for part or whole of a day for which he has received wages, in part or in full, that day will not be counted for the purpose of initial waiting period of two days even if medical certificate is issued to cover that day.
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Insured Person
